Capital Works Mortgage: Our Team

Ben Gearhart

Principal

Ben Gearhart is an experienced, knowledgeable and active real estate broker/investor/developer, and realtor at Your Castle Real Estate, in Denver, Colorado. With a focus on sellers, move up buyers, he approaches every project by putting the client’s interests first. Leveraging his expertise in the rapidly evolving market, Ben empowers clients with the education and guidance needed to achieve their real estate goals. His background in real estate finance and sharp negotiation skills contribute to his track record of seamless transactions, and referral-based business.

Ben entered the mortgage business in 2008, and later teamed up with fellow Iowa native and childhood friend Charles Moore. With a shared affinity for real estate and real estate finance, they founded Gearhart Moore Holdings LLC, a privately held real estate investment company, in 2011. In 2013, they established Capital Works Mortgage, an intentionally boutique firm that quickly adapts to changing market conditions to offer the lowest cost loans and best mortgage rates available while raising the bar in customer service. In 2014, Ben and Chuck formed GM DevCo to provide clients and investors with a unique, cost effective product and best-in-industry mix of intelligence, design and value.

Ben earned his business degree in Operation Management/Marketing from the University of Colorado Boulder, and is a member of the Downtown Denver Partnership, Business Network International, University of Colorado Alumni, and Colorado Eagle Scouts.


Charles C. Moore

Principal

Real estate professional/investor/developer Charles “Chuck” Moore is passionate about helping clients navigate the complex world of buying, selling, financing, and developing real estate. His client-centered approach is based on what is best for the client not what yields the highest commission. With his proven ability to find solutions and experience closing with a vast range of sellers, Chuck gives clients an expert advantage. This coupled with exemplary guidance and customer service has resulted in business based on nearly 100% referral.

With a father in real estate, Chuck became interested in real estate at an early age. He entered mortgage finance in 2007, and teamed up with fellow Iowa native and childhood friend Ben Gearhart in 2008. With a shared affinity for real estate and real estate finance, they founded Gearhart Moore Holdings LLC, a privately held real estate investment company, in 2011. In 2013, they established Capital Works Mortgage, an intentionally boutique firm that quickly adapts to changing market conditions to offer the lowest cost loans and best mortgage rates available while raising the bar in customer service. In 2014, Chuck and Ben formed GM DevCo to provide clients and investors with a unique, cost effective product and best-in-industry mix of intelligence, design and value.

Chuck earned his B.A. in Economics and Business, and a Certificate of Entrepreneurship, from the University of Iowa. He is a board member of the SoLa Metro District, and a member of the University of Iowa Alumni.


Mike Berkstresser

Mortgage Broker

Mike joined Capital Works in 2014 after a successful 11+ year career in the corporate world. With a keen understanding of finance, blended with a passion for customer service, Mike was able to acclimate into the mortgage industry in a seamless fashion. Mike is also a licensed real estate broker and an active real estate developer/investor in the Denver area.

Mike earned his business degree in Business Logistics from Penn State University and is a member of the Penn State Alumni Association.


Jose Fernandez

Mortgage Broker

Jose started his career in the finance world back in 2002. Learning the fundamentals of finance and management from the ground up, he graduated with his Bachelor’s Degree in Finance from Florida Atlantic University. This led him to a management position at Enterprise Rent-A Car in South Florida. Years later he moved to Southern California and switched industries to start working in Education. He joined the Ashford University Admissions department in 2008 where he led multiple teams and divisions during a successful 6 year career in Admissions. During that time Jose graduated with his MBA from Ashford University.

In 2014 he had the opportunity to join the team at Capital Works Mortgage. Over the past 3 years Jose has been able to help multiple clients achieve their home ownership goals by providing the right mortgage solution for each situation. He is passionate about helping his clients throughout the entire mortgage transaction, and he will make himself available at any time of the day or week, including weekends. Jose is bilingual in Spanish, and he is a member of multiple chambers of commerce throughout Denver.


Jeremy Anderson

Mortgage Broker

Jeremy Anderson is known for his determination, expertise and dedication to making your dream home become a reality. From customer service to client education, and a knack for translating technical mortgage elements into layman’s terms. No question or concern is too big or too small. You can feel confident relying on him to make this process as straightforward and simple as possible. Jeremy is also a licensed real estate broker.

Prior to working in the mortgage industry, Jeremy worked in the corporate world analyzing data and trends for a local university. The combination of his problem solving skills and financial background provides him with a strong comprehension of loan approvals and how to find the best solutions to meet his clients’ individual needs.

Jeremy is a graduate of the University of Iowa with a Bachelor’s degree in Economics. He is heavily involved in the Arvada Chamber of Commerce, as well as serving on the leadership team for the Arvada Young Professionals.

Outside of work Jeremy enjoys snowboarding, hiking, golfing and spending time with his wife and son.





MODUS GM Team from Modus Real Estate on Vimeo.

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